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PCI-DSS CompliantStripe & Processor APIsEncrypted Checkout

Your Checkout is Where 70% of Your Revenue Dies. We Fix That.

If you're a founder watching Stripe decline legitimate cards or a product lead losing customers to payment errors, you've hit the moment where your gateway becomes your bottleneck.

We build payment gateway websites that handle transactions securely, connect with major processors, and convert at every step of checkout.

PCI-DSS
Compliance Level
SAQ-A minimum
<1.2s
Checkout Load Time
Measured at P95
99.99%
Uptime Target
Transaction availability
$0
Data Breaches
Across all client builds
What Payment Gateway Development Actually Fixes -- And What Breaks Without It

Your buyer clicks 'Pay Now'. The form stalls. They refresh. Error message. Cart abandoned. That's $4 out of every $10 in your pipeline gone -- not because they didn't want to buy, but because your checkout broke their momentum. Payment gateway development rebuilds that moment: PCI-compliant architecture that keeps card data off your servers, Stripe Payment Intents that handle Strong Customer Authentication without friction, hosted fields that look native but route tokenized data directly to your processor. Your team gets a checkout stack that supports Apple Pay, ACH, SEPA, and Buy Now Pay Later in 135 currencies -- with address autocomplete, real-time validation, and minimal form fields. When a subscription renewal fails, dunning logic fires. When a chargeback arrives, your dispute evidence uploads automatically. The difference between a checkout that converts and one that kills your funnel is architecture -- and your business can't afford the second kind.

What is holding your current website back?

Common gaps we find in nearly every audit.

Cart abandonment rates above 70% due to slow, clunky checkout flows
Risk: Every second of checkout latency costs you 7% in conversions -- that's real revenue left on the table.
PCI compliance feels overwhelming and the requirements keep changing
Risk: A single data breach costs an average of $4.45M and can permanently destroy customer trust.
Payment processor APIs are poorly documented and break during updates
Risk: Failed transactions and silent errors mean lost sales you never even know about.
Your current site doesn't support multiple payment methods or currencies
Risk: You're excluding international customers and anyone who prefers Apple Pay, Google Pay, or BNPL.
Recurring billing and subscription logic is bolted on as an afterthought
Risk: Involuntary churn from failed renewals and dunning gaps erodes your MRR month over month.
Fraud detection is either nonexistent or triggers too many false positives
Risk: You either eat chargebacks or reject legitimate customers -- both cost you money.

What Your Website Could Look Like

Custom-designed for your industry. No templates. No stock photos.

Payment Gateway Website Development website mockup
Payment Gateway Website Development -- Secure Payment Systems Built for Scale

How We Build This Right

Every safeguard, built in from Day 1.

PCI-DSS Architecture

We design systems where sensitive card data never touches your servers. Tokenization and hosted payment fields keep you at SAQ-A compliance with minimal audit burden.

End-to-End Encryption

TLS 1.3 everywhere, AES-256 encryption at rest, and secure key management. Every data path from browser to processor is locked down.

Fraud Prevention

Stripe Radar, 3D Secure 2.0, velocity checks, and custom risk rules. We build layered fraud detection that catches bad actors without blocking real customers.

Multi-Processor Failover

Route transactions through backup processors when your primary goes down. Automatic failover means you never lose a sale to an outage.

Transaction Reporting

Real-time dashboards for revenue, refunds, chargebacks, and settlement status. Export to your accounting system or pull custom reports via API.

Webhook & Event Logging

Every payment event is logged, timestamped, and auditable. Webhook handlers process asynchronous events reliably with automatic retry logic.

What We Build

Purpose-built features for your industry.

Integrate Stripe Payment Intents, Setup Intents, and Customer objects with full API coverage

Your checkout handles authentication, tokenization, and currency detection without custom code

Embed PCI-compliant card inputs that style to your brand but keep raw data off your stack

Your customers see a native-looking form while card data never touches your server logs

Build single-page checkout with autocomplete, validation, and minimal fields to stop abandonment

Your conversion rate climbs as friction drops -- fewer fields, faster load, clearer errors

Support Apple Pay, Google Pay, ACH, SEPA, and BNPL across 135 currencies automatically

Your international buyers pay in their currency with their preferred method at checkout

Automate subscription proration, plan changes, dunning sequences, and failed payment recovery

Your MRR stabilizes as dunning recovers failed renewals and proration handles plan shifts cleanly

Process refunds, manage chargebacks, and submit dispute evidence from a unified admin panel

Your finance team resolves disputes in minutes instead of ticket-and-spreadsheet chaos

Built on a Modern, Secure Stack

Next.jsStripeSupabaseVercelNode.jsPostgreSQL

Our Development Process

From discovery to launch. Quality at every step.

01

Payment Architecture Audit

Week 1

We map your transaction flows, processor requirements, compliance obligations, and integration points. You get a technical spec and risk assessment before any code is written.

02

Checkout UX & Interface Design

Week 2

High-fidelity checkout designs tested against conversion best practices. Every field, error state, and loading indicator is accounted for.

03

Processor Integration & Backend

Weeks 3–4

API integration with your payment processor, webhook handlers, database schema for transactions, and server-side validation logic.

04

Security Hardening & Testing

Week 5

Penetration testing, PCI compliance verification, load testing under concurrent transactions, and end-to-end QA across devices and payment methods.

05

Launch & Transaction Monitoring

Week 6

Go live with real-time monitoring dashboards, alerting on failed transactions, and 30 days of post-launch support to catch edge cases in production.

Social Animal

Ready to discuss your your checkout is where 70% of your revenue dies. we fix that. project?

Get a free quote

Payment Gateway Development from $8,000

Fixed-fee. PCI-compliant. 30-day post-launch support included. See all packages →

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Related Resources

Frequently Asked Questions

Most payment gateway projects ship in 4–6 weeks. Single-processor integrations with standard checkout can move faster. Complex builds — multi-currency support, subscription logic, marketplace payouts — typically land at the 6-week mark. We scope everything upfront so there are no timeline surprises.
Yes. Any business that accepts, processes, or stores credit card data must comply with PCI-DSS. We architect your site so sensitive card data never touches your servers — using tokenization and hosted payment fields. This keeps you at SAQ-A, the simplest compliance level, while still giving you a fully custom checkout experience.
We work with Stripe, Square, Braintree, Adyen, PayPal, and Authorize.net. Stripe is our default recommendation for most projects given its developer experience, documentation, and feature set. If you have a specific processor requirement or an existing merchant account, we'll build around it.
Absolutely. We regularly retrofit payment gateway integrations into existing sites built on Next.js, React, WordPress, and other platforms. We'll audit your current architecture, identify the cleanest integration path, and implement it without disrupting your existing functionality or requiring a full rebuild.
We build automated dunning sequences for failed subscription payments, including retry logic and customer notification emails. For chargebacks, we create admin tools that let you submit dispute evidence directly through your dashboard. We also wire in fraud prevention tools like Stripe Radar and 3D Secure to reduce disputes before they happen.
Projects start at $8,000 for single-processor checkout integration with standard features. Subscription billing, multi-currency, marketplace split payments, and custom admin dashboards push projects into the $14K–$25K range. Every project is fixed-fee — you'll know the exact cost before we start, with no hourly billing surprises.
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Need enterprise scale?

200+ employee company? Complex multi-tenant, auction, or multi-location requirement? We have a dedicated enterprise capability track.

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Tell us about your transaction volume and we'll deliver a quote within 24 hours.

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